Affording Parenthood.

$233,610.

According to this article on CNN, that’s around how much it’s going to cost me to raise Addie until she’s 17. Of course this doesn’t include all the fun stuff like college and when my daughter inevitably comes home after that to mooch from me and my wife for a few years until she gets a real job ;). With another baby on the way in April, we’re looking to spend a cool half  million on diapers, formula, clothes, and extracurricular activities on these two little ones. Continue reading

The Lonely Road of Personal Finance

I’ve been blogging about personal finance and fatherhood for over a year. I started this blog as a way to show people that this money stuff isn’t that complicated. You don’t need to be a doctor or lawyer to save, invest, or even retire early. All you need to do is pay attention. Continue reading

Why I Don’t Coupon

If you didn’t notice by now, I am ALL ABOUT saving and making money whenever I can. I save so that my family can spend on what we value most. Which if you’re not a regular reader to the blog it’s adventures, eating, and making sure Addie has a bright future.

While I’m pretty open to trying anything to save some money, the one thing I can’t get myself to do is couponing. Unless the coupon is right in front of me or is something I can quickly Google for online, I’ll pass. Continue reading

How I Travel Hacked 3 Free Round Trip Tickets to Hawaii

A special shout out to Michael The Honeymoon Guy for teaching me the ways of Travel Hacking, in which you sign up for a bunch of travel credit cards to take advantage of the signup bonuses.  He wrote a post on his blog how he helped me figure out how to score my tickets to Hawaii. 🙂 This is my version of the events. 

Continue reading

Why I’m Mad We Got a Huge Tax Refund

Even though I’m a huge money nerd the thought of doing my own taxes gives me a headache. Our finances were a little more complicated last year with my unemployment and new investments we started with Betterment, Vanguard, and Lending Club. While I’ve heard that programs such as TurboTax makes doing your taxes pretty simple, I’ve never tried it. I figure that paying a tax professional is worth the cost of sorting through all our paperwork. Plus, they more likely will be able to maximize our deductions to limit how much we have to pay. 🙂 Continue reading

Keeping Up.

Hey yo! Today I am honored to have my friend Kayla write the very first guest post on this blog. Kayla is a young professional new to the ways of the working world. I am proud to say that I helped turn her into a fellow Ynabber. She wanted to share her story about how she keeps up financially with her friends. As a new father I don’t really have this problem as I don’t have many friends to speak of. I kid.  Continue reading

I Buy Whatever I Want

I am a huge pro wrestling nerd. (Yes, I know it’s scripted but it’s still real to me dammit!). I am such a geek about it that I managed to incorporate it during my best man speech at my brother’s wedding. First, like a true wrestling heel (i.e. bad guy) I got the crowd to boo me by making fun of the local NBA team (Golden State Warriors), and then finished my speech by getting the crowd to stand up and chant “YES!” in unison like then WWE Champ Daniel Bryan. It. Was. Epic. Continue reading

Tis the Season to Start Saving for College

With the holidays in full swing Vic has a gift idea for all parents (and/or aunts, uncles, godparents) of little ones. No, it’s nothing as cool as a Playstation 4, iPad Pro, or a Kylo Ren lightsaber. It’s something even better.

It’s the gift of a college education! Continue reading

These are a Few of My Favorite Things

Since I’m the biggest personal finance nerd I (and some of my friends and family) know, I usually get asked for my recommendations on anything money related. While I don’t profess to be a financial expert, I do love talking about different methods that people use to manage their finances. The following are a few things that I usually recommend to people during my geeked out money conversations.  Continue reading

The Perks of Driving an Older Car

While most of my friends and family are driving fancy new vehicles, I’ve been content driving my thirteen year old car – a 2003 Honda CRV. It has 170,000 miles, faded paint, and a combo CD Player/Tape Deck. The electronic locks stopped working about 20,000 miles ago. Continue reading