Of Credit Cards and Cash Back

I LOVE me some credit cards.

Unless I’m at a place where they only accept cash or there’s a BS credit card fee, I’ll opt to use a credit card for every single purchase. I once had a credit card transaction as low as $0.33.

In the past few years , my wife and I have used over 10 different credit cards. I thought that was a lot until I read this post by J$ about the guy who has 1,497 cards! Now, that doesn’t even make any sense. Continue reading

Turning the Page

I recently had the awesome opportunity to write a guest post for one of my favorite personal finance sites Budgets are Sexy, in which I did a review of my favorite budgeting app YNAB. If you haven’t done so just yet, please check it out! If you’re a new reader as a result of the post, welcome! I hope you enjoy reading the random musings of this cheap dad… Continue reading


I turn 35 on Christmas Eve.

I’d like to dedicate this post to all the Christmas babies. Only you truly understand hearing the phrase, “this is your birthday AND Christmas gift.” It was always tough having a birthday around this time because a lot of people aren’t available in December. I once had a birthday party when I was around 12 in which ONE person showed up. I was so tramatized from that experience that I didn’t have another party until I was 30. Continue reading

These are a Few of My Favorite Things

Since I’m the biggest personal finance nerd I (and some of my friends and family) know, I usually get asked for my recommendations on anything money related. While I don’t profess to be a financial expert, I do love talking about different methods that people use to manage their finances. The following are a few things that I usually recommend to people during my geeked out money conversations.  Continue reading

Confessions of a Stay at Home Dad

Thanks to everyone for their comments, well wishes, and overall support from my previous post about getting laid off. An extra special thanks to Des at Half Banked for featuring my post twice on her blog. Losing your job isn’t easy, but it’s nice knowing that I’m not alone. Quite a few of you have also been laid off at one point and have shared your stories with me. Some even reached out to help me look for work which has been a pleasant, but unexpected side effect of me blogging about my experience. Continue reading

The Silver Lining of Getting Laid Off

A little over a week ago I walked into my supervisor’s office and found out that I was being laid off. Needless to say, I felt shocked, confused, and frustrated. I felt I had a lot of unfinished business that I wanted to accomplish in that position that I will never get the chance to do. Continue reading

The Perks of Driving an Older Car

While most of my friends and family are driving fancy new vehicles, I’ve been content driving my thirteen year old car – a 2003 Honda CRV. It has 170,000 miles, faded paint, and a combo CD Player/Tape Deck. The electronic locks stopped working about 20,000 miles ago. Continue reading

The Four Rules of YNAB and How They Changed How I Budget

Vic wasn’t always the Budget Jedi that he currently is. (Nor did he always talk in the third person). For years my wife and I tried to budget. We tried Mint and Excel spreadsheets. Yet no matter what we tried and how motivated we were, nothing ever stuck. Continue reading

My Little Miss Sunshine (Award)

A special shout out to both Kristin at Brokepedia and J at Hey It’s Just Money for nominating me for the Sunshine Blogger Award. Much love and appreciation to both of you. Like the Versatile Blogger Award I wrote about a few posts ago, this award is passed along the blogging community to throw spotlight on other blogs. I’m more than happy to partake! Continue reading