Affording Parenthood.

$233,610.

According to this article on CNN, that’s around how much it’s going to cost me to raise Addie until she’s 17. Of course this doesn’t include all the fun stuff like college and when my daughter inevitably comes home after that to mooch from me and my wife for a few years until she gets a real job ;). With another baby on the way in April, we’re looking to spend a cool half  million on diapers, formula, clothes, and extracurricular activities on these two little ones. Continue reading

Your Budget, Your Life

I was recently interviewed in My Money Counts in which I discuss my relationship with my wife when it comes to managing our finances. If you haven’t done so, please check it out! Thanks Pamela for featuring me 🙂


In a previous life (i.e. 3 years ago), I couldn’t wrap my head around budgeting. This was coming from a guy who worked in finance and could Index/Match with the best of them. As a number crunching desk jockey I spend my days working in Excel. I had zero desire to create a budget spreadsheet to manage our finances.  Continue reading

The Lonely Road of Personal Finance

I’ve been blogging about personal finance and fatherhood for over a year. I started this blog as a way to show people that this money stuff isn’t that complicated. You don’t need to be a doctor or lawyer to save, invest, or even retire early. All you need to do is pay attention. Continue reading

Finding Your Why

Since starting the blog, more people have come up to me about the challenges they face when it comes to managing their finances. I’ve heard it all – it’s too hard, too boring, too complicated. Things like saving, investing, or retirement are foreign concepts to a lot of people. I was that way for most of my life. Continue reading

Why I’m Mad We Got a Huge Tax Refund

Even though I’m a huge money nerd the thought of doing my own taxes gives me a headache. Our finances were a little more complicated last year with my unemployment and new investments we started with Betterment, Vanguard, and Lending Club. While I’ve heard that programs such as TurboTax makes doing your taxes pretty simple, I’ve never tried it. I figure that paying a tax professional is worth the cost of sorting through all our paperwork. Plus, they more likely will be able to maximize our deductions to limit how much we have to pay. 🙂 Continue reading

I Buy Whatever I Want

I am a huge pro wrestling nerd. (Yes, I know it’s scripted but it’s still real to me dammit!). I am such a geek about it that I managed to incorporate it during my best man speech at my brother’s wedding. First, like a true wrestling heel (i.e. bad guy) I got the crowd to boo me by making fun of the local NBA team (Golden State Warriors), and then finished my speech by getting the crowd to stand up and chant “YES!” in unison like then WWE Champ Daniel Bryan. It. Was. Epic. Continue reading

These are a Few of My Favorite Things

Since I’m the biggest personal finance nerd I (and some of my friends and family) know, I usually get asked for my recommendations on anything money related. While I don’t profess to be a financial expert, I do love talking about different methods that people use to manage their finances. The following are a few things that I usually recommend to people during my geeked out money conversations.  Continue reading

My Little Miss Sunshine (Award)

A special shout out to both Kristin at Brokepedia and J at Hey It’s Just Money for nominating me for the Sunshine Blogger Award. Much love and appreciation to both of you. Like the Versatile Blogger Award I wrote about a few posts ago, this award is passed along the blogging community to throw spotlight on other blogs. I’m more than happy to partake! Continue reading

Our Budgeting Success Since Our Daughter Was Born

Another post about budgeting? Yep. I’m pretty sure I have another 67 posts about how awesome budgets are. Vic is the ultimate budget nerd (who writes in the 3rd person). While having a daughter has increased our expenses, I actually feel richer now that I have a daughter then when it was just me and my wife. It’s all because our family got on a budget. We make decent money, but we’re not millionaires.  I wanted to share how getting on a budget has changed our family.

Since we started budgeting about a year ago we… Continue reading

Best. Checking Account. Ever.

When it comes to checking accounts, most people use either a) big bank because of its numerous locations and convenience or b) a credit union because they prefer the customer service, lower interest rates, and lower fees that you don’t receive at a national bank. I prefer option c) a Charles Schwab online checking account. Charles Schwab’s High Yield Investor Checking Account has completely changed the way I handle money.

Continue reading