This might surprise people, but I’m the spender in the family. My wife’s idea of budgeting is not spending any money whenever possible. Works for me 🙂 I do make sure all our spending fits within our budget and I’m pretty good at not spending frivolously. I try to shop online for as many things as possible. I figure that even if something costs more online than in the store that we’d be spending extra money buying something that wasn’t originally on our list. How many times have you made a Costco or Target run for a few things and left spending over $100?
If you shop online at all, you should have an Ebates account. Ebates in an affiliate link site. Basically, they advertise over 1,800 online stores and receive a commission for every sale that comes through Ebates first. Instead of keeping all of that commission, Ebates in turn give you a small amount back. You can even combine this with your rewards credit cards for additional points or cash back. Ebates makes this process even easier to do with browser extensions you can download for your browser that glow anytime you’re in a store that is affiliated with Ebates. Once a quarter you’ll receive a receive your “Big Fat Payment” in the form of paypal or check sent to your home. Some of the more popular stores where you could earn cash back are Nordstroms, Lowes, Ebay, and the Apple Store.
Paying for My Daughter’s Education with Ebates
With our Ebates earnings I’ve made it a point to put every single penny that we make directly into my daughter’s college fund. This is on top of the $200/month that we put into her account already. While it might not be much that we get every quarter from Ebates, it all adds up.
Signing Up With Ebates
Click my referral link below to sign up for Ebates. I must admit, if you sign up below, I do get a little referral fee to throw into my daughter’s college fund. But If you sign up soon, you can get $10 in cash back for signing up and making a purchase within a year. It’s a win-win. Who doesn’t like free money?